THE INSOMNIA PROJECT
  • Home
  • The Team
  • Press & Media
  • Transcripts
  • Reviews
    • Episodes
  • Book
  • Contact
  • Listen
  • New Page

Insurance and Blackjack | A Soothing Sleep Podcast for Overthinker

3/23/2016

0 Comments

 
Looking for a sleep podcast to fall asleep fast, reduce anxiety, and quiet an overactive mind? This calming episode of The Insomnia Project is designed for insomnia relief, stress reduction, and gentle nighttime unwinding through slow, soothing conversation.
Marco Timpano and Nidhi Khanna explore insurance, policies, and everyday financial concepts in a relaxed, low-stimulation discussion perfect for bedtime listening. From the language of coverage to the idea of protecting what matters most, this episode transforms a typically complex topic into a calm and approachable experience.
The conversation gently meanders through practical details and familiar concepts, using soft-spoken storytelling and unhurried pacing to help ease racing thoughts and promote relaxation. With its steady rhythm and simple subject matter, this relaxing podcast episode creates a peaceful environment ideal for sleep, stress relief, or quiet background listening.
Whether you’re searching for a sleep podcast for insomnia, calming background noise while you work, or a gentle way to unwind at the end of the day, The Insomnia Project offers a comforting, reliable escape.
Episode 17: Insuring Your Dreams | A Gentle Exploration of Insurance and Casino Games
Marco Timpano: Welcome to the Insomnia Project. Sit back, relax and listen as we have a chat about, well, I guess you could say the mundane. One thing that we promise is that our conversation will be less than fascinating so that you can just feel free to drift off, relax, maybe start your morning as a lot of people like to listen to our podcast as they start their morning. Thank you for joining us. We hope you will listen and sleep. I'm your host Marco Timpano.
Nidhi Khanna: And I'm your co host Nidhi Khanna. Nidhi Marco, before we start, I should really say to our listeners that, please do follow us on Twitter istrenandsleep or feel free to rate or review us on iTunes or SoundCloud.
Marco Timpano: Yeah, send us a review. We haven't had a review in a little bit.
Nidhi Khanna: Yeah, we'd love to hear what you guys have to say.
I was trying to think of topics that would make me drift off
So please do so I was
Marco Timpano: trying to think of topics that really make me drift off.
Marco Timpano: And I came up with or you said what about insurance? And I said yes, that would be something that would make me drift right to sleep.
Nidhi Khanna: It's pretty it's pretty mundane. Yeah, it's, you know, there's so many different types of insurance too and I feel like if you talk to an insurance broker that like there's a million insurance like more every day. There seems to be another insurance to insure you against some sort of risk. You know like 10, 20 years ago there wasn't anything like critical, ah, critical illness insurance, I don't think. And now it's like it's there, it's there.
Marco Timpano: Do you have travel insurance? I have life insurance, home insurance, motorcycle
Nidhi Khanna: insurance, automobile insurance.
Marco Timpano: Yes, without a doubt.
Nidhi Khanna: All of those insurances. Insurances or insurance high insurances.
Marco Timpano: I think, I think it's insurances. you know, and if you ever get a chance to read the details of an insurance policy, it's pretty mundane.
Nidhi Khanna: It's pretty it's. It's when you start realizing all the things that you aren't covered for by reading those fine print details, it becomes quite eye opening in a way.
Marco Timpano: Sure. And there's certain insurance companies that will give you a discount if you have multiple insurances with them.
Nidhi Khanna: Yeah. Like your home nado together or. And then your credit. Credit cards sometimes have travel insurance built in.
Marco Timpano: That's right. If you purchase with a certain gold or platinum card, you can get coverage on that. Which is kind of neat, right?
Nidhi Khanna: Yeah, absolutely.
Back in ancient times, granaries were considered insurance
Did you know Marco, that in ancient times when the idea of insurance started or began to be considered, granaries are considered, were considered insurance.
Marco Timpano: What do you mean?
Nidhi Khanna: Well, think about it for a second.
Marco Timpano: So what do you mean by greeneries?
Nidhi Khanna: Granaries.
Marco Timpano: Granaries. Oh, granaries.
Nidhi Khanna: Okay, granaries, like where ah, you store wheat. but the idea was that if you're gonna have like a famine because of a poor harvest.
Marco Timpano: Sure.
Nidhi Khanna: by having food in the granary kind of built up, you're protecting against the risk. And although it's not monetary risk the way it is today, back in ancient times, food was definitely a commodity and a m. Valuable one at that. And so that's one form of insurance. So there's a lot of sort of non monetary forms of insurance.
Marco Timpano: Of course. Of course. It's funny because I remember reading or seeing something about maybe it's even a myth, I can't remember some Egyptian, I don't Even know village or whatnot that they had. Someone had a premonition. And so they made a lot of, provisions like that, storing grain for a couple years in a row. And then they had. There was a huge drought within the land. And because they had the foresight to do that, they did well for themselves kind of thing. So it's really interesting. Right. I certainly know that when I'm traveling, I feel better when I have insurance with me. So I have to say that like travel insurance and whatnot. And I used to actually double my insurance, which you're not supposed to do, but only because I didn't know I had coverage with my union. And so I would buy additional travel insurance. And so sometimes when you do that, you can nullify the other policy. The other policy. So you've got to be. Be conscious of that as well.
Nidhi Khanna: Well. And did you know. So oddly enough, for a very brief period in my career, I worked on a travel insurance project.
Marco Timpano: Oh, I didn't know that. That's great.
Nidhi Khanna: So, most travel insurance policies don't actually have like air repatriation associated with it.
Marco Timpano: I don't even know what that is. So if you miss a flight.
Nidhi Khanna: No, no. So let's say you get sick overseas and get admitted to the hospital and it's a critical illness. Your policy doesn't actually. So your policy will max out at a certain point. But there's nothing in most travel policies that speaks to actually bringing you home via air ambulance or something like if you need transportation back, in a critical situation. There's nothing suggesting that. Although most of them will say you have to take a commercial carrier. Wow. So, just a little interesting thing to.
Marco Timpano: So that's something you should look at. Wow, that's fascinating.
Nidhi Khanna: I know. but insurance, I think was really started. Not really started, but it really gained, traction, I think, for merchant vessels. So merchants would, Or ship owners would take out a loan with the bank and would pay extra to cancel the loan if the ship got lost at sea.
Marco Timpano: Really? Or.
Nidhi Khanna: Yeah. Capsized or something. Wow. and so there you go.
Marco Timpano: Let me ask you this.
Nidhi Khanna: Hm.
Marco Timpano: Do you ever play blackjack in casinos?
Nidhi Khanna: Every now and then.
Marco Timpano: Do you take insurance when the dealer shows an ace?
Nidhi Khanna: Can you even do that?
Marco Timpano: Yeah, it says it on the table. Insurance. So what happens is if the dealer has an ace and you have 21m or you have an ace, don't you
Nidhi Khanna: win if you have 21?
Marco Timpano: Yeah. But if the dealer has an ace, you can take insurance so that if they have 21, you don't lose your bet.
Nidhi Khanna: Oh.
Marco Timpano: Or you lose half your bet. Oh, I wish. I. I wouldn't even know that. It'll say insurance pays 2 to 1 or something.
Nidhi Khanna: Oh, really? I thought you were joking. That's funny.
Marco Timpano: So, yeah.
Nidhi Khanna: Is that just for blackjack?
Marco Timpano: Yeah, it's. When you play blackjack. I don't know about other card games. That probably is. For certain other card games, there might be some sort of insurance, but it's. If the dealer shows. Pretty sure. If the dealer shows an ace, you
Nidhi Khanna: can take some sort of. Like, you can.
Marco Timpano: You can. You can take insurance before the dealer shows their next card. because if they have 21, you'll lose. Right.
Nidhi: Blackjack insurance is a bet on the odds of probability
But if you've taken insurance, you don't lose your bet, but you lose the insurance. And the insurance, if I'm not mistaken, is half the amount of your bet. Oh, I hope that's right. It might not be. I can't remember.
Nidhi Khanna: Yeah, I'm sure. Well, if anyone out there knows about blackjack insurance.
Marco Timpano: You know what's funny, Nidhi? If I was playing, I would know immediately.
Nidhi Khanna: Right.
Marco Timpano: Because I'm not in front of the table. And because I'm not playing. Not that I'm not that. I play blackjack, all the time.
Nidhi Khanna: Well, it sounds like you do.
Marco Timpano: When you go to a casino, what are the games you like to play?
Nidhi Khanna: You know what? I have to be honest with you. I'm not a big casino person.
Marco Timpano: Okay.
Nidhi Khanna: Because I find it, like, I'll play slots, but, like, I lose in interest very quickly. After, like, 10 bucks or something, I'll be like, I'm done. and I'm just. The. The idea of gambling at cards just doesn't, It doesn't seem like a fair fight to me. So it's not of interest because I
Marco Timpano: don't think that's because you haven't found the right game.
Nidhi Khanna: Ah, maybe. Maybe.
Marco Timpano: What? What? slots attract you? Like, what's your preference? If you're in a casino, you're gonna pay 10. You're gonna play $10.
Nidhi Khanna: I'm gonna take the cheapest slot. Because the idea is just to play the slot like, it's entertainment more than me, actually.
Marco Timpano: So it's not the actual, like, slot machine. There's not, like, one type of slot machine that catches your eye.
Nidhi Khanna: I mean, I like the ones with, like, the 777 and, you know. But I'm not very. I'm not very interested by the casinos.
Marco Timpano: But, so I've got. I've looked Up. Blackjack insurance. Okay, so blackjack insurance, a bet on the odds of probability, right. So when the dealer's face card is an ace, like I said, you have the option to take insurance before the dealer checks the whole card. And thus the expression ace in the hole. It's the hole card. I guess that's the card that's down. It's the hole card. the dealer's second card has a nearly 1/3 probability of having a 10 value, which would make the dealer have blackjack. Right. And the insurance bet is lot lost if the dealer does not have blackjack. So if you, if you've played. Sorry. If you've placed an insurance bet and he or she, let's say, shows an 8 on their whole card, then you lose your insurance bet. But you can still win or lose on your original bet. So I would then win if I was showing blackjack or if I had an ace and he had an ace. So I guess you don't know if you have blackjack yet. So you know you have an ace and they have an ace. You take out insurance, that's it. They reveal their card and let's say it's a nine. So they don't have, they've got 20 at this point. You have an ace, you have blackjack, you win, you have an ace. You then show a 9, which means you have 20. You can push with the dealer or take another card, hope you get a one and you have 21. You follow? You've glazed over.
Nidhi Khanna: Yeah.
Marco Timpano: So I guess the real question is, is blackjack insurance a good bet?
Nidhi Khanna: Well, to me it's pointless, Right. What's the point of, the whole point of black. I don't know. I don't know. It seems a little bit like it's a little bit of a. How do we make even more money off of this?
Marco Timpano: Well, according to this website I'm looking at, it says although the odds are higher that you will lose the bet, some prefer to take the, the 1 out of 3 odds of winning 2 to 1 instead of losing their bat. So is it a good bet, they ask? Sometimes yes, sometimes no. I guess that's why it's a game of chance.
Nidhi Khanna: So as is with any insurance, right?
Marco Timpano: I guess you're right.
Nidhi Khanna: Like, have you, do you ever take like the electronic insurance, like with computers and cameras and stuff that they try and.
Marco Timpano: Oh, when you purchase something? Yeah, I, I take the extended warranty sometimes. So for example, on my computer, I did take an extended warranty. I know that like these Big box electronic stores will have insurance on certain things. But sometimes it's not worth it. Sometimes it's like I don't know if I even, I'm even a care in five years time if this item goes kaput, let's say. But no, no, I generally don't.
Nidhi Khanna: I have a friend who used to work for one of those big boxes, stores and he got I guess it was in, in Canada there's like a investigative series called like CBC Marketplace.
Marco Timpano: I love that show. It's definitely CBC Marketplace. And for our listeners, who aren't in Canada might not be familiar with CBC Marketplace.
Marco de Bano stands up for the consumer on Twitter
So the CBC is our national broadcaster and stands for the Canadian Broadcast Corporation. And if you go to their website, I think you can see old episodes of Marketplace. And if you're someone who's a consumer who is interested in learning about, you know, companies that try to do fraudulent things or how to get back at companies that wrong the consumer, I really recommend you go and look at Marketplace. Nitty. If I was to turn on my television and show you the pvr, you would see at least five episodes of Marketplace online.
Nidhi Khanna: I believe it.
Marco Timpano: I love Marketplace.
Nidhi Khanna: I mean we've had this discussion before but when it comes to like you standing up for the consumer, you are not afraid to tweet at ah, anybody who wrongs you. And I encourage our listeners to see and check out some of Marco de Bano's tweets to various company organizations.
Marco Timpano: Definitely a squeaky wheel.
CBC Marketplace did a story about extended warranty as an insurance
But anyways, you were saying you had a friend.
Nidhi Khanna: So he worked for one of those big box stores that CBC Marketplace actually did a story on about extended warranty as an insurance. And we were laughing because, and this was years ago, but he was one of the blurried sales reps.
Marco Timpano: So they were, that person was a whistleblower?
Nidhi Khanna: No, it was, they were doing, they did like they pretended to be a customer and I guess they had like a camera in the lapel or something or whatever. however they do the hidden camera stuff and you just see his blurred out face giving this sales pitch about why someone should take like I think a $900 insurance policy or something for like a computer that costs like a fraction of the price.
Marco Timpano: Right. Wow.
Nidhi Khanna: because when you averaged how much somebody was spending in month, per month over on top of like, ah, sorry, per month for the insurance component.
Marco Timpano: Right.
Nidhi Khanna: It was a ridiculous.
Marco Timpano: Wow.
Nidhi Khanna: Yeah, it was like 900 bucks or something. I think the computer only cost him like 500 bucks.
Marco Timpano: Right. How did Your friend feel about being on?
Nidhi Khanna: Oh, he laughs. I mean he was a salesperson, you
Marco Timpano: know what I mean?
Nidhi Khanna: It wasn't like he was just doing. Yeah, it wasn't like he was the CEO of the company, what was going on. It was just sort of like.
Marco Timpano: Well, I think companies like that should really be held accountable if they do things that are. That's why I do like programs.
Nidhi Khanna: Like, so it's interesting, right, because at the end of the day with insurance though you're selling, it's an emotion. Like even though they try and make it very, very factual and all of that, it's an emotional response. Right. You're trying to plant a seed of doubt in someone's mind or a seed of risk. Risk that there's some sort of risk that will happen that will make them want to purchase this.
Marco Timpano: Interesting. Not really, but yes, somewhat interesting. Yeah, I guess I. Yeah. You know, because people who are risk
Nidhi Khanna: adverse are always going to buy the insurance.
Marco Timpano: Right. And I tend to be more that person versus my, my spouse who tends to be a little bit less.
Nidhi Khanna: Well, see, it's funny because I'm always like. So for example, for my iPhone, you know, they try and sell you like a, ah, five year warranty on it, but in five years that iPhone's gonna be obsolete.
Marco Timpano: Well, that's what. Yeah, that's what I meant too. Like, it's like, do I really want it when in five years time I'm not gonna want the product that I'm purchasing today?
Nidhi Khanna: Exactly. Or if it breaks and you do have the insurance and cash it in, in five years they're gonna give you the five year old model. You know what I mean?
Marco Timpano: Right?
Switch to Boost Mobile's $25 Unlimited Forever plan and unlock $600 savings
Nidhi Khanna: Hey, this is Paige Desorbo from Giggly Squad and today I want to talk to you about Boost Mobile. Quick question. Why are we letting our phone bills. Here's a money stop paying a carrier tax. When you bring your own phone and switch to boost Mobile's $25 Unlimited Forever plan, you can unlock up to $600 in savings. That's real life money, not money trapped in a pricey phone bill. $600 is a trip, a shopping spree, or paying something off. Your money belongs in your life. You get unlimited data, talk and text for $25 a month with no contracts and no minimum line requirements. Your phone, your rules. Head to boostmobile.com to switch today and unlock the savings you actually deserve. After 30 gigabytes, customers may experience low. Customers pay $25 per month while active on Boost Mobile Unlimited plan Savings claim based on a January 2026 Boost Mobile survey comparing average annual payments of major carrier customers to 12 months on the Boost Mobile Unlimited plan. Visit boostmobile.com for details.
Nidhi Khanna: The hustle doesn't have to hurt if performance pressure is making it hard to breathe. Grow Therapy helps you navigate stress, set boundaries, and actually feel like yourself again. Whether it's your first time in therapy or your 50th, grow makes it easier to find a therapist who fits you, not the other way around. You can search by what matters like insurance, specialty, identity or availability and get started in as little as two days. There are no subscriptions, no long term commitments. You just pay per session. Grow helps you find therapy on your time. Whatever challenges you're facing, Grow Therapy is here to help. Grow accepts over 100 insurance plans, including Medicaid in some states. Sessions average about $21 with insurance and some pay as little as $0 depending on their plan. Visit growththerapy.com startnow to get started. That's growthherapy.com start now growththerapy.com startnow availability and coverage vary by state and insurance plan.
Nidhi Khanna: so. So I tend to not necessarily buy the insurance for those kind of like.
Marco Timpano: Have you ever actually used insurance, like travel insurance? Have you ever used that?
Nidhi Khanna: No. Have you?
Marco Timpano: I haven't, but Amanda has. Oh, she broke. She would break her a crown almost everywhere we would go. Not. I shouldn't say that, but she would have. She had a crown that broke in Montreal, I believe. And so we had. And I know it's just out of province, so you know, a lot of people don't consider getting insurance for. Out of prop. Out of province, medical. Because if you're in Ontario and you go to Quebec, especially if you go for a day or two. But we got it and she needed it and it worked out.
Nidhi Khanna: Wow. What's the craziest thing you've ever spent like an insurance policy on or like, or, or something that you wish you. In hindsight, you're like, oh, I should have been sure of that.
Marco Timpano: Well, what's interesting is years ago when we would purchase flights with a. When you put. Purchase travel through a travel agent. Travel agent. I had a dear friend. I know it's. It's kind of like really disappearing.
Nidhi Khanna: Yeah.
Marco Timpano: So a friend of mine was a travel agent and I booked a trip to Italy with this person, but I did not get the travel insurance. The baggage insurance.
Nidhi Khanna: Oh, the baggage insurance.
Marco Timpano: Sure enough, my bag, I go to London, my bag goes to Portugal.
Nidhi Khanna: Your bag wanted to go on its own trip?
Marco Timpano: Yes, it did. And as I like to say, the hand wasn't talking to the foot. So my. And I was backpacking. My backpack did not get to me. It went back to Canada, was somewhere in storage, and I did not have a stitch with me, and I didn't have any insurance to purchase anew. So I, I get my. I. I don't know if I called or. My mom called and called my friend who I call Barb, which is not her name, so I can gladly say Barb. I just used to call her Barb as a nickname. Okay, so nobody will know who this is. and Barb said to my mother, to me, I can't remember, don't worry, I'll put the insurance through. Because they didn't collect the insurance till the end of the month. so because it wasn't the end of the month, she just filed as if I had purchased insurance when I bought my thing.
Nidhi Khanna: Oh, smart.
Marco Timpano: So then she's like, go ahead, buy your baggage, buy your backpack, buy your clothes. And I just went on a wonderful spending spree and just bought all sorts of things and then submitted it and got. And got my money back.
Nidhi Khanna: Wow.
Marco Timpano: But sometimes they'll only give you X times the weight of your bag. Some weird like that. So you don't get as much as you think. But I sort of. I had an indicator of how much they would give me back, so I spent, right, right around there. So that was another time where insurance and knowing the right person allowed me
Nidhi Khanna: to kick that in.
Marco Timpano: Yeah.
Nidhi Khanna: yeah.
Marco Timpano: How about you?
Nidhi Khanna: I need to. You know what? One thing that I need to get done and I just haven't. And we've talked about this before, is I need to get my rings insured. I have a couple of rings that are family, like family heirloom rings. And my biggest fear is them being lost or stolen or something like that and. And, not being able to.
Marco Timpano: You know what you should do?
You should pick a day like Valentine's Day or St. Patrick's Day
You should pick a day like, you know, a day like Valentine's Day or St. Patrick's Day or one of these kind of not holidays, but one of these days, Groundhogs Day Day or April Fools. Pick one of those days and say, okay, I'm going to do it on, Halloween. I'm going to go m. Take the day to do it, because those days are great reminder days where it's like, you know what Valentine's Day is coming up? February 14th. I know the date. I know. And just make it that that's the date that you get your rings insured
Nidhi Khanna: That's a good plan. It's a good plan. I mean, I have the insurance now, actually, now that I think about it, because it's part of my whole home insurance. But I just haven't got the appraisals done.
Marco Timpano: Right. And you should get those done.
Nidhi Khanna: Yeah, yeah.
Marco Timpano: It doesn't take long. No, not really. Like. And it's not. It like, if you go to the right place, it's not that expensive.
Nidhi Khanna: Yeah, yeah. You have a place. You told me.
Marco Timpano: Although I heard they moved. But I can send you to. I think I have their card.
Nidhi Khanna: Okay.
Marco Timpano: You know, Nitty, a while back, we talked about ghost signs.
Nidhi Khanna: Yes.
Marco Timpano: Have you seen that? There's a house that they took down the siding of this house or this building, and they're gonna make it into a larger building or something. It has a ghost sign on it. It's like Selma's musical equipment. It's like a really cool sign. I think it's on. Oh, I want to say it's on Dupont as you head or Davenport as you head east. Oh, yeah. I saw it the other day. I thought, oh, we did a whole thing on ghost signs. I need. And it's a really cool ghost sign, but. And they're gonna cover it relatively soon. I need to take a picture of it.
Nidhi Khanna: Yeah, you should. And tweet that. Apparently there's a big ghost, sign following. It's like a huge thing.
Marco Timpano: I started following them on Twitter when we did.
Nidhi Khanna: When we did that episode.
Marco Timpano: Yeah. I was like, I'm gonna follow the ghost sign people. Cause it's kind of neat.
Nidhi Khanna: Yeah. I think that's.
Marco Timpano: Do you see them now? That we've had ever since we had the episode.
Nidhi Khanna: Although, like, now.
Nidhi Khanna: Okay.
Nidhi Khanna: Cause the area I live in is so kind of hipsterish. Part of it is that it's difficult to tell. Is that a ghost sign or is that like some sort of hipster is artwork?
Marco Timpano: Right.
Nidhi Khanna: throwback type of thing.
Marco Timpano: Yeah. Because there's a couple of cool restaurants in the city that. What they've done is they. They've taken down the old signage that was there, and it revealed really old ghost signs. And then we went to. Do you remember? We went to this restaurant and it was like an old deli and it says Czech on it because. Was it Czechoslovakian? Delhi at the time? It's like something.
Nidhi Khanna: Do you know?
Marco Timpano: Do you know? And it's a. It's a cool.
Nidhi Khanna: I don't think that that's there anymore.
Marco Timpano: Oh, it's not.
Nidhi Khanna: Or. Or it maybe it's there, but new owners, I can't remember. But yeah, yeah.
Marco Timpano: You know what I'm talking about. Yeah. That's a ghost sign.
Nidhi Khanna: Yeah, yeah, yeah. I think, they're. They're pretty cool.
Marco Timpano: I think on, I'm just mentioning these streets. Nobody, nobody. Unless you live in Toronto or even if you don't live in my area, you might not even know the street. But on Oakwood there's a bar, restaurant that's called the Hardware Store. And I guess it's an old hardware store sign that they just kept up as. As the sign for the store. Which is a bar and a restaurant.
Nidhi Khanna: Yeah, I guess.
Do you have commercial insurance or do you have pet insurance
yeah, Yeah, I think that's pretty cool. I was just thinking like commercial insurance. How crazy would that be? Like, how crazy expensive do you think it is to have restaurant insurance?
Marco Timpano: Oh, that's a great question. It's a really great question. Well, you know, you know, there's a lot of insurance on sets and stuff. When you're filming something. So. Did you see the movie the Hateful Eight? Tarantino's Hateful Eight.
Nidhi Khanna: I haven't seen it yet, but I know of it.
Marco Timpano: Okay. So they took insurance on this old. I want to say it's fiddle or violin.
Nidhi Khanna: Okay.
Marco Timpano: And they got it from a museum. So it was like this really famous instrument.
Nidhi Khanna: Right. And
Marco Timpano: I forget her name. The woman who's in it plays it at some point and then Kirk Russell takes it and he smashes it. Right? Yeah. And he didn't know it was a precious instrument. So while they were filming the scene, he just grabbed it and started smashing it as indicated in the script. Right. Luckily they had insurance on it. But the, the museum was like, what, like how did you destroy this, you know, priceless object?
Nidhi Khanna: Oh my goodness.
Marco Timpano: Yeah.
Nidhi Khanna: wow, that's You think someone would have told him that?
Marco Timpano: You would think. Right. But I guess he, he wasn't aware. I don't think he would intentionally destroy an instrument.
Nidhi Khanna: No, I'm sure not. I'm sure not. Yeah. I don't know. I don't know. Insurance is one of those funny things.
Marco Timpano: There's pet insurance too. Do you, do you have pet insurance?
Nidhi Khanna: I don't. I considered strongly getting it and then, and then I just didn't.
Marco Timpano: We had it for, for my parents dog and it, it actually paid for itself or like was an even split. Like you were when you would go and take the pet for a checkup and it would, it would give you half the money back. And so if there, if there was some medication that the dog needed. We would get paid back for it. So I think what they ultimately spent they sort of broke even on.
Nidhi Khanna: Okay.
Marco Timpano: Which was great because then if the pet has a big sort of problem condition or whatnot, it would have more than paid for itself.
Nidhi Khanna: Yeah. I think because my dog was purebred like and he knew the breeder and I knew the guy. I knew that there weren't any pretty. Like I knew her history.
Marco Timpano: Okay.
Nidhi Khanna: So I, when I did the calculation, I was like the first five years of life, I don't know if I'm gonna need it or whatever. Like now it would be probably as she gets older or something.
Marco Timpano: But if you get it now, it's more, it's kind of like humans. If you get your insurance when you're in your 20s, you're paying next to nothing. But if you get it later in
Nidhi Khanna: life, you're gonna be saving money, you're
Marco Timpano: gonna be paying money, right?
Nidhi Khanna: Yeah, totally.
Marco Timpano: But my advice would be this nitty get insurance. If you're play playing blackjack and the dealer shows an ace. That's good words because you know what it is. If the dealer gets 21 and you didn't take insurance, you're going to be kicking yourself.
Nidhi Khanna: Yeah, but that's true of anything in, in card games.
Marco Timpano: Maybe I'm risk adverse, like I said. Have you ever played war at a casino?
Nidhi Khanna: No, I didn't even know you could play that at a casino.
Marco Timpano: Yeah, some casinos do it and it's pretty awesome. It's my favorite card game to play.
Nidhi Khanna: Oh, war is super fun.
Marco Timpano: How about roulette? Have you ever played roulette?
Nidhi Khanna: Yes, that I played.
Marco Timpano: That's super fun.
Nidhi Khanna: Yeah, yeah, yeah.
Marco Timpano: If you find a table that doesn't isn't an expensive table you can play for a while and just put your chips on, everything all kinds of colors and you know, and there you go, you're at it.
Listen and Sleep's latest episode covered insurance and casino games
Well, listen, we hope you enjoyed this episode that covered insurance and casino games. I don't know how we blended the to, but we certainly did managed.
Nidhi Khanna: It was, it was good. And as always, we are produced by drumcast Productions and we're recording here in Toronto. As you can tell by all the Toronto shout outs of street names that we did on this episode. Like I mentioned at the beginning, feel free to tweet us at Listen and Sleep or to rate and view us on iTunes or SoundCloud. And until the next time, we hope you Listen and sleep sa.
0 Comments



Leave a Reply.

    Author

    Marco Timpano is an actor, storyteller, and the voice behind The Insomnia Project, a calming sleep podcast that helps listeners quiet their thoughts and drift off through soft, meandering conversations.

    Archives

    March 2026
    February 2026
    January 2026
    December 2025
    November 2025
    March 2025
    March 2023
    March 2022
    March 2021
    March 2019
    March 2018
    March 2016

    Categories

    All
    Season 1
    Season 10
    Season 11
    Season 2
    Season 3
    Season 5
    Season 6
    Season 7
    Season 8
    Season 9

    RSS Feed

© Drumcast Productions 2026

  • Home
  • The Team
  • Press & Media
  • Transcripts
  • Reviews
    • Episodes
  • Book
  • Contact
  • Listen
  • New Page